Mesa Homeowners Visa® Signature Preferred Benefits Terms of Use

Mesa Homeowners Visa® Signature Preferred Benefits Terms of Use
Last Updated March 5, 2025
Important information about the Mesa Homeowners Card Benefits and this Agreement
$120 Pet Care Credit
Enrollment through the Mesa App is required to receive the benefit. Eligible purchases (see below) must be made directly with the participating partners in the U.S. locations where the partners’ services are available. Only valid for transactions completed in the U.S. and U.S. Territories. Purchases of prepaid or gift cards from third-party retailers for use at the participating partners are not eligible for this benefit. Only valid on eligible purchases charged directly with Wag! Age minimums and other restrictions apply to use of each partner's services; see each partner’s terms and conditions for more information.

Wag!: Any of the Pet Care services offered on the Wag! platform, including Walks, Drop-Ins, Overnight Sitting, or Overnight Boarding service are all eligible purchases.

Please allow up to 6-8 weeks after an eligible purchase is charged to your Card for statement credit(s) to be posted to the Account. Mesa relies on the merchant’s processing of transactions to determine the transaction date. The transaction date may differ from the date you made the purchase if, for example, there is a delay in the merchant submitting the transaction to us or if the merchant uses another date as the transaction date. This means that in some cases your purchase may not earn the statement credit benefit for the benefit period in which you made the purchase. For example, if an eligible purchase is made on December 31st but the merchant processes the transaction such that it is identified to us as occurring on January 1st, the January statement credit would be applied, and your transaction will not be eligible if it is not made directly with the merchant. In addition, in most cases, you may not receive the statement credit if your transaction is made through a third party (such as an app store or cable bundle) or if the merchant uses a mobile or wireless card reader to process your payment.

If the Card is canceled or past due, it may not qualify to receive a statement credit. If your Card has been replaced, make sure that the most up to date Card information is on file with the Merchant or else you may not receive the statement credits. If Mesa, in its sole discretion, determines that you have engaged in or intend to engage in any manner of abuse, misuse, or gaming in connection with this benefit, Mesa will not have an obligation to provide statement credits and may reverse any statement credits provided to you. If you receive a refund for an eligible purchase and the statement credit has been applied before the merchant refunds the charges, that statement credit may be reversed. For additional information, contact support@mesamember.com

$120 Pet Care Credit
Enrollment through the Mesa App is required to receive the benefit. Eligible purchases (see below) must be made directly with the participating partners in the U.S. locations where the partners’ services are available.. Only valid for transactions completed in the U.S. and U.S. Territories. Purchases of prepaid or gift cards from third-party retailers for use at the participating partners are not eligible for this benefit. Only valid on eligible purchases charged directly with The Farmer’s Dog. Age minimums and other restrictions apply to use of each partner's services; see each partner’s terms and conditions for more information.

The Farmer’s Dog: purchases and subscriptions are also eligible for the Pet Benefit.

Please allow up to 6-8 weeks after an eligible purchase is charged to your Card for statement credit(s) to be posted to the Account. Mesa relies on the merchant’s processing of transactions to determine the transaction date. The transaction date may differ from the date you made the purchase if, for example, there is a delay in the merchant submitting the transaction to us or if the merchant uses another date as the transaction date. This means that in some cases your purchase may not earn the statement credit benefit for the benefit period in which you made the purchase. For example, if an eligible purchase is made on December 31st but the merchant processes the transaction such that it is identified to us as occurring on January 1st, the January statement credit would be applied, and your transaction will not be eligible if it is not made directly with the merchant. In addition, in most cases, you may not receive the statement credit if your transaction is made through a third party (such as an app store or cable bundle) or if the merchant uses a mobile or wireless card reader to process your payment.

If the Card is canceled or past due, it may not qualify to receive a statement credit. If your Card has been replaced, make sure that the most up to date Card information is on file with the Merchant or else you may not receive the statement credits. If Mesa, in its sole discretion, determines that you have engaged in or intend to engage in any manner of abuse, misuse, or gaming in connection with this benefit, Mesa will not have an obligation to provide statement credits and may reverse any statement credits provided to you. If you receive a refund for an eligible purchase and the statement credit has been applied before the merchant refunds the charges, that statement credit may be reversed. For additional information, contact support@mesamember.com

$200 Home Maintenance Credit
Enrollment through the Mesa App is required to receive the benefit. Mesa Cardmembers can earn up to $200 in statement credits per calendar year when the Mesa Homeowners Card is used to pay for a job or service through Thumbtack directly. Purchases made outside of Thumbtack may not be eligible for a statement credit.

Please allow up to 6-8 weeks after an eligible purchase is charged to your Card for statement credit(s) to be posted to the Account. Mesa relies on the merchant’s processing of transactions to determine the transaction date. The transaction date may differ from the date you made the purchase if, for example, there is a delay in the merchant submitting the transaction to us or if the merchant uses another date as the transaction date. This means that in some cases your purchase may not earn the statement credit benefit for the benefit period in which you made the purchase. For example, if an eligible purchase is made on December 31st but the merchant processes the transaction such that it is identified to us as occurring on January 1st, the January statement credit would be applied, and your transaction will not be eligible if it is not made directly with the merchant. In addition, in most cases, you may not receive the statement credit if your transaction is made through a third party (such as an app store or cable bundle) or if the merchant uses a mobile or wireless card reader to process your payment.

If the Card is canceled or past due, it may not qualify to receive a statement credit. If your Card has been replaced, make sure that the most up to date Card information is on file with the Merchant or else you may not receive the statement credits. If Mesa, in its sole discretion, determines that you have engaged in or intend to engage in any manner of abuse, misuse, or gaming in connection with this benefit, Mesa will not have an obligation to provide statement credits and may reverse any statement credits provided to you. If you receive a refund for an eligible purchase and the statement credit has been applied before the merchant refunds the charges, that statement credit may be reversed. For additional information, contact support@mesamember.com

$100 Home Warranty Credit
Enrollment through the Mesa App is required to receive the benefit. Mesa Cardmembers can enjoy up to $100 in statement credits on their first home warranty claim with Armadillo when they pay using the Mesa Homeowners Card.

Please allow up to 6-8 weeks after an eligible purchase is charged to your Card for statement credit(s) to be posted to the Account. Mesa relies on the merchant’s processing of transactions to determine the transaction date. The transaction date may differ from the date you made the purchase if, for example, there is a delay in the merchant submitting the transaction to us or if the merchant uses another date as the transaction date. This means that in some cases your purchase may not earn the statement credit benefit for the benefit period in which you made the purchase.
For example, if an eligible purchase is made on December 31st but the merchant processes the transaction such that it is identified to us as occurring on January 1st, the January statement credit would be applied, and your transaction will not be eligible if it is not made directly with the merchant. In addition, in most cases, you may not receive the statement credit if your transaction is made through a third party (such as an app store or cable bundle) or if the merchant uses a mobile or wireless card reader to process your payment.

If the Card is canceled or past due, it may not qualify to receive a statement credit. If your Card has been replaced, make sure that the most up to date Card information is on file with the Merchant or else you may not receive the statement credits. If Mesa, in its sole discretion, determines that you have engaged in or intend to engage in any manner of abuse, misuse, or gaming in connection with this benefit, Mesa will not have an obligation to provide statement credits and may reverse any statement credits provided to you. If you receive a refund for an eligible purchase and the statement credit has been applied before the merchant refunds the charges, that statement credit may be reversed. For additional information, contact support@mesamember.com.

Up to $65 Big Box Membership Credit
Enrollment through the Mesa App is required to receive the benefit. Mesa Cardmembers can earn up to $65 in statement credits per calendar year when the Mesa Homeowners Card is used to pay for a Big Box Membership.

Please allow up to 6-8 weeks after an eligible purchase is charged to your Card for statement credit(s) to be posted to the Account. Mesa relies on the merchant’s processing of transactions to determine the transaction date. The transaction date may differ from the date you made the purchase if, for example, there is a delay in the merchant submitting the transaction to us or if the merchant uses another date as the transaction date. This means that in some cases your purchase may not earn the statement credit benefit for the benefit period in which you made the purchase. For example, if an eligible purchase is made on December 31st but the merchant processes the transaction such that it is identified to us as occurring on January 1st, the January statement credit would be applied, and your transaction will not be eligible if it is not made directly with the merchant. In addition, in most cases, you may not receive the statement credit if your transaction is made through a third party (such as an app store or cable bundle) or if the merchant uses a mobile or wireless card reader to process your payment.

If the Card is canceled or past due, it may not qualify to receive a statement credit. If your Card has been replaced, make sure that the most up to date Card information is on file with the Merchant or else you may not receive the statement credits. If Mesa, in its sole discretion, determines that you have engaged in or intend to engage in any manner of abuse, misuse, or gaming in connection with this benefit, Mesa will not have an obligation to provide statement credits and may reverse any statement credits provided to you. If you receive a refund for an eligible purchase and the statement credit has been applied before the merchant refunds the charges, that statement credit may be reversed. For additional information, contact support@mesamember.com

‍$100 Cozy Earth Gift Card  
Mesa Cardmembers can earn up to $100 Cozy Earth Gift Card when activating their Mesa Homeowners Card. See Cozy Earth’s terms and conditions for more information.

$100 Home Improvement Benefit
Enrollment through the Mesa App is required to receive the benefit. Eligible purchases (see below) must be made directly with the participating partners in the U.S. locations where the partners’ services are available. Only valid for transactions completed in the U.S. and U.S. Territories. Merchants must be categorized as Home Improvement in order to be eligible for statement credit benefit. Mesa is not responsible for incorrect merchant categorization. Eligible subscriptions will automatically renew unless canceled and the merchant will charge the applicable membership fee to the Card they have on file. Purchases of prepaid or gift cards from third-party retailers for use at the participating partners are not eligible for this benefit. Only valid on eligible purchases charged directly with home improvement stores. Age minimums and other restrictions apply to use of each partner's services; see each partner’s terms and conditions for more information. Benefit subject to change.

Please allow up to 6-8 weeks after an eligible purchase is charged to your Card for statement credit(s) to be posted to the Account. Mesa relies on the merchant’s processing of transactions to determine the transaction date. The transaction date may differ from the date you made the purchase if, for example, there is a delay in the merchant submitting the transaction to us or if the merchant uses another date as the transaction date. This means that in some cases your purchase may not earn the statement credit benefit for the benefit period in which you made the purchase. For example, if an eligible purchase is made on December 31st but the merchant processes the transaction such that it is identified to us as occurring on January 1st, the January statement credit would be applied, and your transaction will not be eligible if it is not made directly with the merchant. In addition, in most cases, you may not receive the statement credit if your transaction is made through a third party (such as an app store or cable bundle) or if the merchant uses a mobile or wireless card reader to process your payment.

If the Card is canceled or past due, it may not qualify to receive a statement credit. If your Card has been replaced, make sure that the most up to date Card information is on file with the Merchant or else you may not receive the statement credits. If Mesa, in its sole discretion, determines that you have engaged in or intend to engage in any manner of abuse, misuse, or gaming in connection with this benefit, Mesa will not have an obligation to provide statement credits and may reverse any statement credits provided to you. If you receive a refund for an eligible purchase and the statement credit has been applied before the merchant refunds the charges, that statement credit may be reversed. For additional information, contact support@mesamember.com