Get Rewarded for your Mortgage Payment ³ & Unlock Over $800 in Homeowner Benefits² with No Annual Membership Fee¹

Homeownership is a major milestone, but it’s expensive. Between mortgage payments, furnishing, maintenance costs, and unexpected repairs, the financial strain can sometimes feel overwhelming. At Mesa we’re on a mission to make homeownership rewarding - starting with the Mesa Homeowners Card.

The Mesa Homeowners Card is a leading premium credit card for homeowners that gives you value back for every dollar you spend on your home. Not only can you earn points on your monthly mortgage payments ³ and home- related expenses, but you’ll also unlock access to incredible cardmember benefits ² without an annual fee.¹

Whether you're planning home renovations, updating your living space, or caring for your pets, Mesa ensures that you get rewarded for being a homeowner. We’re delivering value to Mesa Cardmembers across key categories: home maintenance, home warranty, home improvement, home essentials, big box membership and pet care.

Mesa Cardmember Benefits ²:

• $200 in credits to Thumbtack 
• $100 in credits to Armadillo 
• $120 in credits to Wag! 
• $120 in credits The Farmer’s Dog 
• $100 gift card to Cozy Earth 
• $100 Home Improvement credit
• Complimentary Big Box Membership

How we are delivering value to homeowners with the Mesa Homeowners Card on everyday spend ³:

• Earn 1X Mesa Points per $1 on monthly mortgage payments 
• Earn 2X Mesa Points on everyday spend including grocery, gas and EV charging 
• Earn 3X Mesa Points on home-related spend including home improvement, decor, maintenance, utilities and more 
• Earn 1X Mesa Points on all other purchases
• No Annual Membership Fee ¹

Ready to apply?

• Download the Mesa App (iOS or Android)
• Tap apply now on the card tab to get started on your application in as little as 5 minutes
• Receive a credit decision and if approved you can start earning ³ right away!

Homeowners are familiar with the constant expenses that come with owning a house. Whether it’s buying groceries, paying for utilities, or home improvement projects, these everyday purchases add up. With the Mesa Homeowners Card you can earn points on these purchases and redeem for rewards for things like gift cards, travel, or even statement credits to make homeownership more rewarding ³!

Apply Now

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Terms and Conditions:

1. Cardholder Agreement here.
2. Benefits Terms and Conditions here.  
3. Rewards Terms and Conditions here. 

All Mesa Homeowners Visa Cards are powered by Highnote and issued by Celtic Bank. Visa is a registered trademark of Visa Inc. All cards are subject to credit approval.