You can apply in the Mesa App (on iOS or Android or Web) by filling out a short application.

You should use your Mesa Homeowners Card for all home related purchases! Earn 1X Mesa Points per $1 spent on monthly mortgage payments, 2X on everyday spend including grocery, gas and EV charging, 3X on home-related spend including home improvement, decor, utilities and more. You'll also earn 1X on all other eligible purchases.¹

You can earn Mesa Points on your monthly mortgage payment by linking your bank account directly in the app. We'll reward you 1X Mesa Points on the monthly payment and by default will reward your largest mortgage payment if you have multiple on the same account. Unfortunately, we cannot reward multiple monthly mortgage payments per cardmember.

Only one cardmember per household is eligible to earn rewards on mortgage payments. If another person attempts to link the same bank account to earn rewards, an error message will be displayed.

If your utility provider doesn’t accept credit cards, unfortunately, we won’t be able to reward you for those payments. We recommend contacting your provider to ask about credit card payment options!

Monthly mortgage payments are not made with the Mesa Homeowners Card. To earn points on your monthly mortgage payment, you must link the bank account associated with your monthly mortgage payments in the Mesa App and we’ll reward you for that transaction each month. You can continue paying your mortgage as usual while earning Mesa Points.

To earn 1X in Mesa Points simply link your bank account in the app, continue to make your monthly mortgage payments as usual and spend a minimum of $1,000 on your Mesa Homeowners Card per statement cycle!